It is that month again when taxes come in and W-2 forms come in the mail this is a perfect time to is stimulate the economy by getting your taxes done and going shopping there are a few tips that you might consider when spending your cash whether a bit for school for a little savings bond or for some candy in the store, it’s always a great idea to make your money’s worth and also learn how to grow your little Piggy Bank.
Many of us are in debt with paying bills and other stuff we just cant afford and as teens we intend to use those little credit cards that will get us in trouble.
if you get a good amount of cash from your taxes be sure to pay off your debt and save that extra cash in to a CD that can be provided by your bank to help that money grow and if you need to spend it just be sure you are realistic about what you spend.
cut your listings to “what i want” and “what i need” this should be really a great way to save cash,i know its going to be hard when your friends are inviting you to hangout for events and parties. But the realistic fact that we are all facing is that we spend too much that what we got and rely on other sources to get that cash in our pockets which getting into more money debt.
ALWAYS TELL YOURSELF THAT YOU ARE BROKE and keep only a few cash bills in your wallet and if you have to freeze your credit cards “DO IT!!!!”.
DOent hurt to get them out of that wallet.